Since 2003, more than 30 states – including Ohio – either have cut workers’ compensation benefits or made it harder for injured workers to qualify for benefits. That’s according to a just-released series of stories by ProPublica non-profit investigative news organization and National Public Radio.
The story was published just as the Occupational Safety and Health Administration issued a report saying that, on average, workers comp pays only 20% of the cost of workers’ injuries and illnesses in the United States. Workers pay half the cost out -of-pocket and the rest is paid by private insurance and other government funding sources.
In Ohio, workers’ comp benefit cuts came in the mid-2000s, when laws were passed raising the burden of proof for employees when an injury aggravated an existing condition, and lowering the “life” of claims to automatically close cases five years after the last medical treatment, making it difficult to receive payment if an injury recurs.
ProPublica‘s series, titled “Insult to Injury: America’s Vanishing Workers’ Protections,” also found vast disparities among states in how much they will pay for injuries such as lost legs or arms. Ohio typically ranked in the middle of the pack in payouts for such life-changing injuries.